Note: Skyline Financial's revenues are gauged from an analysis of company filings.
Skyline Financial's Income Statement (based on Industry Averages)
$ Millions (Industry Average)
Skyline Financial Revenue (Sales)
Cost of Goods Sold
Salaries and wages
Other Operating Expenses
Total Operating Expenses
EBIT (Earnings Before Interest and Taxes)
Trademark applications show the products and services that Skyline Financial is developing and marketing.
Skyline Financial doesn't have any recent trademark applications, indicating Skyline Financial is focusing on
its existing business rather than expanding into new products and markets.
Trademarks may include brand names, product names, logos and slogans.
CLOUDVIRGA Software as a service (SAAS) services featuring software for mortgage origination, mortgage lending, mortgage refinancing and mortgage processing; Software as a service (SAAS) services featuring software for loan origination, loan refinancing and loan processing; Software as a service (SAAS) services, namely, hosting software for use by others for use in mortgage origination, mortgage lending, mortgage refinancing and mortgage processing; Software as a service (SAAS) services, namely, hosting software for use by others for use in loan origination, loan refinancing and loan processing
NEW LEAF AFFINITY Residential mortgage planning; residential mortgage lending services, namely, origination, acquisition, servicing and brokerage of residential mortgage loans; residential mortgage lending; residential mortgage refinancing
Determine whether Skyline Financial grew or shrank during the last recession. This is useful in estimating the
financial strength and credit risk of the company.
Compare how recession-proof Skyline Financial is relative to the industry overall.
While a new recession may strike a particular industry, measuring the
industry and company's robustness during the last recession estimates its ability to weather future recessions.
Market Share of Competition: Skyline Financial vs. Largest Competitors
A competitive analysis shows these companies are in the same general field as Skyline Financial, even though they may not compete head-to-head.
These are the largest companies by revenue. However, they may not have the largest market share in this industry if they have diversified into other business lines.
The "Competition" section of a business plan or investment memorandum would start by analyzing the information about these companies.
Competitive advantage comes from offering better pricing or superior products/service.
These companies are similar in business line and location to Skyline Financial.
While some companies compete with neighboring businesses for customers, other companies may compete to attract skilled employees.
These companies are in the same general field as Skyline Financial and are rapidly expanding. Companies may grow organically or through acquisition. In some cases apparently high growth rates may be caused by data that weren't available in previous years.