Note: Fiserv Solutions's revenues are gauged from an analysis of company filings.
Fiserv Solutions's Income Statement (based on Industry Averages)
$ Millions (Industry Average)
Fiserv Solutions Revenue (Sales)
Cost of Goods Sold
Salaries and wages
Other Operating Expenses
Total Operating Expenses
EBIT (Earnings Before Interest and Taxes)
Trademark applications show the products and services that Fiserv Solutions is developing and marketing.
Fiserv Solutions doesn't have any recent trademark applications, indicating Fiserv Solutions is focusing on
its existing business rather than expanding into new products and markets.
Trademarks may include brand names, product names, logos and slogans.
PCLENDER Electronic loan origination services
XCELERRATOR On-line non-downloadable software, namely, software used to redesign off-line third-party ratings engines as web-accessible applications and to increase the speed at which users can access information about multiple products, multiple vendors, and multiple carriers in the insurance industry simultaneously
I_TECH FINANCIAL ACCOUNTING SERVICES; FINANCIAL DATA PROCESSING SERVICES
Determine whether Fiserv Solutions grew or shrank during the last recession. This is useful in estimating the
financial strength and credit risk of the company.
Compare how recession-proof Fiserv Solutions is relative to the industry overall.
While a new recession may strike a particular industry, measuring the
industry and company's robustness during the last recession estimates its ability to weather future recessions.
Market Share of Fiserv Solutions's Largest Competitors
A competitive analysis shows these companies are in the same general field as Fiserv Solutions, even though they may not compete head-to-head.
These are the largest companies by revenue. However, they may not have the largest market share in this industry if they have diversified into other business lines.
The "Competition" section of a business plan or investment memorandum would start by analyzing the information about these companies.
Competitive advantage comes from offering better pricing or superior products/service.
These companies are similar in business line and location to Fiserv Solutions.
While some companies compete with neighboring businesses for customers, other companies may compete to attract skilled employees.
These companies are in the same general field as Fiserv Solutions and are rapidly expanding. Companies may grow organically or through acquisition. In some cases apparently high growth rates may be caused by data that weren't available in previous years.